A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Related Content Why do Renters Have to Save More? How much more would retirement cost if you owned your home rather than rented? It could actually be several times less. The Junk Drawer Approach to Investing It's easy to let investments accumulate like old receipts in a junk drawer. 5 Benefits of Working in Retirement Here are 5 reason why you may consider working through retirement.